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#5: The loved one in peril
Everything was going fine for the heroine — on a sliding scale of “fine” in a post-apocalyptic wasteland — until the Catalyst happened. During the event, her mother/sister/brother/family pet was placed in a position of peril that only the heroine has the power to stop. Now she will journey outside of her comfort zone to make sure nothing terrible happens to her family member that is being held hostage…either literally or metaphorically. In the end though, it won’t matter. The heroine will save the day, but said loved one will be lost or irreparably damaged anyway.